Birmingham Development Finance

Birmingham Development Finance Case Studies

Representative examples of recent Birmingham schemes we\u2019ve funded \u2014 product structures, pricing, and outcomes across the Leeds City Region.

South Bank

South Bank Residential Tower

Senior + Mezzanine

86-unit BTR tower, 22-month programme

£14.8M facility at 68% LTC

  • Senior £11.6M at 8.0% pa
  • Mezzanine £3.2M at 13.5% pa
  • Forward-fund agreement with institutional BTR investor

Headingley

Headingley PBSA Scheme

Senior Development Finance

120-bed purpose-built student, 15-month programme

£9.6M facility at 70% LTC

  • Senior 9.2% pa, 18-month term
  • Operator pre-let with nominations agreement
  • Funded 19 working days from term sheet to drawdown

Chapel Allerton

Chapel Allerton Boutique Conversion

Stretch Senior

14-unit Grade II listed conversion, 10-month programme

£2.9M facility at 75% LTC

  • Stretch senior 10.5% pa
  • Heritage-comfortable lender
  • Pre-sales on 6 of 14 units at drawdown

Holbeck

Holbeck Mill Refurbishment

Senior + JV Equity

32-unit listed mill conversion, 16-month programme

£5.4M senior + £1.2M JV equity

  • Senior 8.5% pa at 70% LTC
  • Family-office JV funding 80% of developer equity
  • 60/40 profit split in favour of developer

Horsforth

Horsforth Family Housing

Senior Development Finance

18-unit brownfield family homes, 14-month programme

£4.1M facility at 68% LTC

  • Senior 7.8% pa, 18-month term
  • Experienced housebuilder with 6 prior schemes
  • Pre-sales on 4 of 18 units at drawdown

Morley

Morley Town Centre Residential

Stretch Senior

26-unit town-centre apartments, 12-month programme

£3.6M facility at 82% LTC

  • Stretch senior 11.0% pa
  • Rail-linked commuter catchment
  • Single facility — no mezzanine complexity

Case studies are representative examples. Names and identifying detail are anonymised at the developer\u2019s request.

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